8 ways you’re wasting your hard-earned cash!

Let’s face it, we could all use a bit of extra cash!

However, we only think about how much we need in terms of how we can earn more. What we should be doing is turning the spotlight on ourselves and finding ways to spend less!

Sad, but true. Not what you wanted to hear though, was it? 

Here are 8 ways you’re hemorrhaging money without realising it:

1. Buying badly-made products

You might think you’re getting a bargain but sometimes you’re really just scrimping on quality. Therefore, the money you’re saving is a false economy. You know what they say: Buy cheap, buy twice!

2. Relying on your credit card

When you use your credit card constantly, you lose track of how much you’re spending. As well as that, the interest you’re charged if you don’t pay it off can be crippling. Keep it in a drawer at home rather than in your wallet to avoid impulse buys.

3. Ignoring deals, freebies and discounts

It’s worth your while checking out websites and newspapers for money off coupons and discounts or finding out when there’s a ‘shopping event’ in your local department store. Getting something you really want at a reduced price always makes it that much better!

4. Buying things you don’t need just because they’re on sale

The opposite of not looking out for deals and discounts is getting way ahead of yourself during the ‘sales’ and buying up a load of stuff that you neither need nor want! You just end up with a wardrobe full of clothes that are too small or that you can’t wear with anything else. 

5. Paying for things you could do yourself

Do you get your nails done regularly? Always go to a hairdresser for weddings so you can get a great updo or curly blow-dry? While these things are a great treat every once in a while, doing them every few weeks adds up! Buy the necessary tools, check out some Youtube tutorials and learn how to do them yourself. You’ll save a fortune!

6. Being too lazy to cook

Takeaways are always a fun treat. However, not only are they detrimental to your waistline, they are seriously harmful to your wallet aswell. Even if you think you’re getting a good deal, it’s always going to be cheaper (not to mention healthier!) to prepare your food yourself.

7. The heat’s on but the window’s open!

Ok, this might not literally be the case. However, it’s true that many of us don’t realise how much money we waste on gas and electricity. You can save money by using timers, keeping the doors closed and throwing on a jumper rather than turning up the heat!

8. Indulging your fancy coffee addiction

Coffee drinks are ridiculously expensive. You know this. And yet, you continue to buy them. Why not just invest in a good cappuccino machine for your home instead? You’ll probably save money in the long run!

Source

http://evoke.ie/extra/list/how-youre-wasting-your-hard-earned-cash
 
 
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